To help women entrepreneurs obtain group financing easily, quickly and efficiently for business purposes.

• Bumiputera & Female.
• Aged 18 – 60 years old.
• Must be running a potentially & viable business venture.
• Possess a valid licence/ Permit/ Business Registration (SSM).
• Permission to use licence/ permit issued by the Municipal Council for financing of RM 5,000 and below should the applicant fail to provide business registration (SSM) in Sabah and Sarawak.
• Have a dedicated business premise/ location or mobile business.
• Existing business financing with other financial institutions does not exceed RM 50,000.

• To form a group of five (5) entrepreneurs (WOMEN) among trusted contacts/ business partners, immediate family members are not allowed in a group.
• Group members cover a wide range of legitimate business activities.
• The business of group members must be within close proximity with one another in a range of LESS than 10 kilometers and depending on the locality of the group’s businesses.
• Repayments made weekly/ fortnightly/ monthly/ PD Cheque.
• Attend weekly meetings at business premise/ TEKUN Branch Office/ suitable venue with the TEKUN officer.
• Group Overlap Financing after 1 year with half of the financing balance is allowed.
• To attend the Basic Entrepreneurship Seminar (SAK) of TEKUN Nasional.
• Protection under Takaful Insurance (Financing) and Life & Accident Insurance.
• TEKUN Management Charge of 4% from the annual financing value throughout the financing period.
• Compulsory deposit of 5% from the annual financing value.

• First financing from RM 1,000 to RM 10,000.
• Further financing of up to RM20,000.
• Financing period between 6 months to 5 years.

• Based on the concept of guarantee & cooperation among group members.
• Collections made during the weekly group meetings.
• Pledges are read individually or in groups at each weekly meeting.

*Subject to the financing terms and conditions of TEKUN Nasional.